that is a spruce tree trying to eat it!
There was a naive man and woman who fancied themselves intelligent enough to delve into the home buying market. The woman (beautiful witty me, of course) and the man (my handsome analytical husband) looked for hours, days, and months for that house that would fulfill all of their dreams. They were determined to find a mortgage that they could handle without having too much work to do inside the house. The woman researched about homebuying until she was blue in the face. (I guess this is a good place to switch to first person. :)
I could tell you the ins and outs of short sales and foreclosures and interest rates and even the importance of being preapproved for your loan. I could tell you how to tell if a roof had reached its life and what to look for structurally to tell if the foundation was bad. Luckily for me my lender insisted that we pay for a home inspection to ensure we purchased a stable home. Ah, the wonderful home inspector who would walk through everything for me and solve all of my problems. He would find everything wrong with the house so that we would be protected and know what we were getting into.
So, after months of searching and two home purchases falling through (and paying for two inspections) my heart settled on a cute and well loved home built in 1920. I could tell that the woman who lived there cared about the home. I was so enthused by the quaintness of the home that nothing would dissuade from finding a way to buy it. I was nervous about the next step, which was the home inspection. I was sure that there would be something terribly wrong and we would have to move on because of the age of the house.
The inspection day came and went and the inspector gave us great news. Even though the water heater had reached its age, the furnace was brand new, the roof was no more than 5 years old, some of the plumbing had been updated (with the mention of copper pipes... cue the oohs and ahhs here), the foundation looked to be in good condition, and even though not all of the wiring was grounded it appeared that the electrical system was updated. With a nod from our intelligent and lifesaving inspector we moved forward with our purchase as rapidly as possible. We were convinced we were getting an amazing deal because all we would have to do is update the walls and flooring and we would be good to go.
Now, for those of you who have heard anything of our adventures in the last few months I am sure you are already rolling on the floor with fits of laughter. ;) Those of you who don't know our fun, get ready for a bumpy ride.
I could tell you the ins and outs of short sales and foreclosures and interest rates and even the importance of being preapproved for your loan. I could tell you how to tell if a roof had reached its life and what to look for structurally to tell if the foundation was bad. Luckily for me my lender insisted that we pay for a home inspection to ensure we purchased a stable home. Ah, the wonderful home inspector who would walk through everything for me and solve all of my problems. He would find everything wrong with the house so that we would be protected and know what we were getting into.
So, after months of searching and two home purchases falling through (and paying for two inspections) my heart settled on a cute and well loved home built in 1920. I could tell that the woman who lived there cared about the home. I was so enthused by the quaintness of the home that nothing would dissuade from finding a way to buy it. I was nervous about the next step, which was the home inspection. I was sure that there would be something terribly wrong and we would have to move on because of the age of the house.
The inspection day came and went and the inspector gave us great news. Even though the water heater had reached its age, the furnace was brand new, the roof was no more than 5 years old, some of the plumbing had been updated (with the mention of copper pipes... cue the oohs and ahhs here), the foundation looked to be in good condition, and even though not all of the wiring was grounded it appeared that the electrical system was updated. With a nod from our intelligent and lifesaving inspector we moved forward with our purchase as rapidly as possible. We were convinced we were getting an amazing deal because all we would have to do is update the walls and flooring and we would be good to go.
Now, for those of you who have heard anything of our adventures in the last few months I am sure you are already rolling on the floor with fits of laughter. ;) Those of you who don't know our fun, get ready for a bumpy ride.
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